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5 Ways to Save Money Effortlessly.

MissAssets — Thu, 15 Oct 2009 20:18:57 +0000

Sitting down each week, or even each month, to make money saving decisions is not at the top of my list…spending it is. So here are 5 easy ways for you to save money with little to no effort. I promise…you won’t even feel it.

Set up automatic transfers from checking to savings via your bank’s website. Even as little at $25/month, will leave you with an extra $300 saved at the end of the year.
Even better, have an automatic transfer from your checking account to an individual investment account with a company like T.Rowe Price. I have been transferring $50/month into my account for about two years now, and my account is already up to $1000. I didn’t even realize it was missing and the years flew by.
(This tip is random and totally out of place, but it works) Use your samples. We all have them, tons of free samples taking up space in our bathroom drawers. Don’t wait for a vacation to use them, use them now, or until you spot an amazing deal on your shampoo. Also, you can get samples almost anywhere. Stop by Sephora or your make-up counter at Nordstrom, believe me, they want to give them to you. Just ask.
Never write a check again. Although saving 39 cents to mail a letter is not a huge incentive, having your bank print and mail your checks, not only saves you money, but automatically keeps track of your spending which saves you grief.
On that same note, pay all of your bills online automatically. Of course you have to make sure that you have enough money in your checking account to cover those gas and electric bills, but concentrating on only one account is a lot easier than having to concentrate on ten. Having your bills set up for auto-pay through your bank keeps you safe from late fees and high interest rates.

Don’t worry, we’ll have more easy ways for you to save money soon. So easy you won’t even realize you’re doing it.

Hallelujah Hulu : Watch TV for Free Online

MissAssets — Mon, 06 Jul 2009 18:15:38 +0000

Hulu, I really wish it were a term I had coined to describe my slut cousin, but I will have to settle for the second best definition–fucking free television and movies. Hulu.com is not only a website for you to watch television shows and movies for free, but it’s also a way for you to save a ton of money. Do as I am trying to convince my roommates, and cancel your cable. If we canceled our cable at our apartment and only paid for Internet, where you can watch almost every television show ever, we would be saving an extra $50/month. That’s $50 that cold be saved or spent somewhere else. Here’s the deal, if you visit abc.com, nbc.com, fox.com, cbs.com, you can watch almost any network show you want (and don’t even get me started on cable). Of course you cannot watch them at the exact time that they would air, you may have to wait a day, however should we really be watching television all by ourselves anyway? This is another opportunity for us to socialize and interact well with others. Have tv parties, so if you are dying to watch Lost in HD (which you can do online by the way), but need it on Wednesday night at 9pm, then head over to your girlfriend’s house and bring cookie dough ($2) you’re then saving $48 and making a social activity out of it.

Magazines for Cheap : Don’t Let your Gossip Rags Break the Bank!

MissAssets — Wed, 01 Jul 2009 16:55:40 +0000

You know when you’re in line at the market and US weekly starts calling your name? How about when you’re at the airport and the only thing to get you excited about a five hour flight is that you and Lucky can be alone? Well, there is no reason to give up your love for trashy periodicals, just figure out a better way to purchase them. Magazines on the stand can run anywhere from $2.99 to $4.00. What a fucking rip-off. However, if you subscribe you start cutting that cost in half. At MAGAZINES.com a year of Allure Magazine off the stands comes to $35.88, vs. $12.00, you just saved $23.00

Here are some other good ones:

Fitness – only $13.97 – 61% savings from Cover Price at Magazines.com
Self – only $12 – 71% savings from Cover Price.
For a Limited Time, purchase O, The Oprah Magazine for $19.97 at Magazines.com!

On top of that I have a coupon code for you Bitches. Just click Shop at Magazines.com and take $5 OFF on a large selection of popular titles.

Another thing, a lot of us don’t know. There are a lot of free publications to be had out there. If you’re interested in some of the stuff MissAssets has to say you may be interested in one of the Free Business Magazines on the website, oh and they all make good gifts too.
Good Luck, Let me know if you guys find anything good.

Mint Online Budgeting Software Keeps Your Finances Fresh!

MissAssets — Sun, 07 Jun 2009 15:32:54 +0000

There are so many things that save my ass on a daily basis: edit and undo, caller id, wi-fi…and now Mint.

Mint is is a free safe and secure online money management system that allows you to track all of your banks accounts, credit cards, investment accounts and loans online while automatically updating each time you sign on. The beauty is, it updates every time you sign on, keeping your work load to a minimum, suggests ways you can save money, and even compares your spending to that of the “average American” (I spend significantly more at CVS than the average American). I have been using Mint since December of 2007, we are now spending our first tax season together and are so happy together. Mint saved my ass this March/April and if you begin to use it, I promise next year Mint will save your ass too.