Mint is is a free safe and secure online money management system that allows you to track all of your banks accounts, credit cards, investment accounts and loans online while automatically updating each time you sign on.   The beauty is, it updates every time you sign on, keeping your work load to a minimum, suggests ways you can save money, and even compares your spending to that of the “average American” (I spend significantly more at CVS than the average American).  I have been using  Mint since December of 2007, we are now spending our first tax season together and are so happy together.   Mint saved my ass this March/April and if you begin to use it, I promise next year Mint will save your ass too.